Homes of New Hampshire Realty



Posted by Homes of New Hampshire Realty on 10/18/2017

There’s many theories about when the best time of year to buy a home is. It’s spring, right? Not necessarily. Spring is one of the busiest times of the year for real estate but it’s not always the best time of year to buy a home. The emphasis on home buying in spring tends to be rooted in the fact that spring is associated with all things “new.” However, these misperceptions about the housing market can be detrimental to homebuyers. 


Spring And Summer Are Top Times To Sell


Many people get the urge to sell their properties in the spring and summer simply because they get new perspective after being cooped up in the house all winter long. People are ready for a change after the long winter. Moving close to the summertime works well with traditional school calendars. For some people, selling in the warmer months of the year is the best time, but it doesn’t hold true for everyone. 


Seasons Change


Others suggest that the best time to sell a home is in fall or winter. People who are looking to buy in the end of the year are often buying for a purpose. Their need to move is much greater. It could be due to family issues, home repair needs or other crucial factors, but these buyers are motivated. On the flip side, there’s less homes to look at since inventory tends to be lower at this time of the year.


In the spring, while many people are looking, their need to buy is much less urgent, so the demand is less. There’s a potential for more competition in the spring if you are a serious buyer just because of the high volume of shoppers. 


Remember one key fact: spring starts in January when we talk about real estate! The number of listings will continue to ramp up until about mid-May. Buyers will be looking throughout the summer months. Then, the number of buyers starts to drop off in September. 


The Bottom Line


There is really no “right” time to buy or sell real estate. The right time has to do with what works best for you. If you’re starting your search, it’s best to begin in the spring, but you may very well land the best deal in the fall when there’s less competition. When you start a serious home search, you get a better idea of what you want. You also don’t want to let the perfect house pass you by because you were waiting for “just the right time.” 


Some Additional Tips:


  • Avoid Closing Around Christmastime 
  • Know Your Moving Timetable
  • Consider How Long It May Take You To Find A Home
  • Remember That Closings Take At Least 30 Days


Whenever you buy a home, choosing a knowledgeable real estate agent can help you to close a great deal on your home whether you’re buying or selling. By planning ahead, the process will go much smoother.  




Categories: Uncategorized  


Posted by Homes of New Hampshire Realty on 10/11/2017

As a minimalist, you only fill your home with furniture and household goods that you need, items that add value to your home, not items that stroke your ego. More living space at home is, admittedly, a large advantage gained from entering the minimalist lifestyle. But, more living space at home isn't the only benefit that you can receive after you embrace a minimalist home lifestyle.

Less may truly be more at home

Less clutter, ease with finding important documents and household items and improved natural light flow are other benefits that come with a minimalist lifestyle. Remove excess items from your home and you can also get rid of outdated food and unused clothing, shoes and yard equipment.

Your inner energy may also shift. For example, after you embrace a minimalist lifestyle at home, you might feel more vibrant, engaged with your life and open to positive changes. Pets that you own can play and rest easier, as they may no longer have to climb over, around or beneath furniture or boxes that you haven't used in months. More benefits of embracing a minimalist lifestyle at home include:

  • Better air flow
  • Improved natural light - Sun rays don't get blocked by tall furniture pieces, boxes and clutter
  • Fewer accidents - More open space presents less chances to trip over cords, furniture legs or decor
  • Fresher food - Because a minimalist home lifestyle means that you'll ride your house of unused and unnecessary items, you won't hold onto outdated food items, including old canned food that's only been taking up space in your kitchen cabinets.
  • More time spent focusing on life goals
  • Better budgeting habits
  • Personal financial growth

Moving toward an advantageous minimalist home lifestyle

Additionally, if you struggled with fear in the past, ideas on actions that you could take to remove the fear, replacing it with confidence, faith and love, might spring to mind. This may happen because a more spacious house could open your mind and make room for innovative thoughts to surface in your conscious mind. Great ideas could spring up seemingly out of nowhere. In a nutshell, there is something to be shared as it regards giving yourself more space.

If you find yourself struggling to let go of the unnecessary, select two to four items a week that you will donate to charity. Take your time letting go of items that are merely taking up space at your house. Also, catch yourself if you start trying to convince yourself that letting go of an item you don't use will cause you to somehow mysteriously need the item after you remove it from your home.

Minimalist home lifestyle can create major positive life shifts

For years, Eastern cultures have known about the benefits of living clutter free. Fortunately, more Western interior designers are starting to realize and embrace the benefits of living with less. When you live a minimalist lifestyle at home, you let go of the notion that filling your house with material goods makes you feel good.

Another habit that you let go of is buying more household items as a way to convince yourself that you are more than someone else. Living a minimalist lifestyle at home could help to free you from the need to compete with others, an erroneous habit that has driven more than a few people into financial debt.




Categories: Uncategorized  


Posted by Homes of New Hampshire Realty on 10/4/2017

Price isn't the only major factor that stops people from buying houses. In fact, there are adults who qualify for good fixed mortgage rates who opt not to buy a house. Part of the reason for this is history. As with any other life choice, past experiences living or owning a house matter.

What's keeping you from exiting rentals?

For example, if someone grew up watching his parents struggle to pay the mortgage to the point where his parents worked long hours, rarely spending time with him when he was a child, that person might attach home ownership to hard work, struggle and lack of work life balance. Avoiding poor work life balance for this guy could mean never buying a house.

In addition to price and past experiences, below are four other reasons why people choose to keep renting instead of buying a house. Although these four reasons are not all inclusive, they are major stalling agents:

  • Changing economies can create the fear that causes you to think that even if you could afford a house right now, a significant economic shift would easily put you in over your financial head
  • Adjustable rate mortgages can wreck as much damage on your ability to pay your mortgage as can a significant downward economic shift. With an adjustable rate mortgage, your monthly mortgage payment could start at $900 and shift upward to more than $1,200. A workaround for this is a fixed rate mortgage.
  • Job insecurity could be the result of a person going through two or more layoffs in less than 10 years. It goes without saying that a job layoff can put a person at great risk of not being able to afford a mortgage. To offset this fear, buy a house that requires no more than a third of your income. That way you could pay your mortgage if you took on part-time work until you found a permanent job.
  • Relationship changes like a divorce can also cause you to be cautious about owning a house, especially if you lost a previous house as part of a divorce.

Don't let fears keep you renting

You're right to think that owning a home will change your life. Where you might be wrong is in thinking that owning a house will drive you into prolonged debt or push you out of work life balance. You also might be surprised to discover that owning a house doesn't mean that you absolutely must take on unexpected repair expenses.

Should you buy a new house, you might enjoy seven years of repair free living. Regularly perform maintenance on your house from the first year that you own the home and decades  might pass before you have to deal with a major house repair.

If you're still afraid of potential repair expenses, engage in conversations with workers at your local home goods store. These workers could offer you free tips and advice on steps that you could take to deal with minor house repairs. Additionally, some home goods stores perform interior design work, saving you the time of finding an interior designer should you decide to upgrade your house.

Just don't talk yourself out of owning a house if that's what you really want to do. There are home ownership options that let you ease in owning a house. For instance, your pathway to home ownership could start with renting a house for a year through rent to own agreement.





Posted by Homes of New Hampshire Realty on 9/27/2017

It's true that it will take time and a great deal of money to give your house a full upgrade. Knock out walls, tear out cabinets and pull up carpeting and you could be looking at a home upgrade bill that exceeds several thousand dollars.

A house uplift might be the cheapest uplift around

That's if you make full upgrades. But, it doesn't require full upgrades to give your house a lift. With a few minor changes, you could give your house a more modern look and feel. Find a few home decor pieces at an antique shop, flea market or roadside stand and you might even add a rare quality to your home.

To get house upgrades for less than $100, stay open to finding decor, flooring and other household accessories at off market locations. It's at these less common spots that you can avoid paying for displays and shelving fees that major retailers have been known to tack onto the cost of home goods.

Grab household goods from shops that only ask you to cover the cost of the products and you could upgrade your flooring, wall designs and bathrooms for less than $100. Specific ways to pull off house upgrades include:

  • Place hand weaved throw rugs with rarely seen designs on your living room and kitchen floors. In addition to unique designs, go for throw rugs that are hand sewn in colors that use delicate blends.
  • Sketch or paint your own pencil, oil or chalk drawings. Frame the drawings and hang them on the walls of your house. You don't have to be a world renowned artist to add a powerful signature style to your house.
  • Decorate sofas, chairs and beds with uniquely shaped and designed throw pillows.
  • Repaint the crown molding or the edges of your walls or ceilings.
  • Replace lamp shades with shades that come indifferent shapes or colors.
  • Top living and dining room end tables with green plants or plants that blossom.
  • Reupholster chairs. Instead of buying new chairs, reupholster chairs yourself.
  • Top your beds with new bedspreads, quilts or comforters.

Appreciate and use your personal creativity when looking for house upgrades

House upgrades do more than give your home a new look. Upgrades make you feel differently. Something as simple as a throw rug can change the appearance of a room. Window decor is another great room changer.

If you spend a lot of time outdoors, adding a figurine or fresh flowers to your front or back porch can give your living space a lift. Another way to give your outdoor property a lift involves adding color to your front or back yard.

Options that are open to you are as wide as your imagination, which brings up another point. When looking for house upgrades for less than $100, get creative. After all, you could create crafts, artwork and fabric based interior designs to give your house upgrades that you'll love.





Posted by Homes of New Hampshire Realty on 9/20/2017

In times of rising temperatures and growing concerns of climate change, many of us are looking for small ways we can make a difference in our everyday lives. What better place to start than your own home?

It can be overwhelming to plan drastic eco-friendly changes to your home. That’s why we’ve broken these tips down room-by-room so that you can make changes in just one area and then build from there. Starting small will help you see your environmentally-minded project through to the finish.

Read on for tips for each room of your home to make your life more eco-friendly.

Bedroom

We’ll start with a small and easy one: the bedroom. Odds are your bedroom isn’t hogging too much power or creating a lot of waste. However, there are a few small changes you can make that will help you save some money while helping out the environment.

If your bedroom tends to get chilly at night, try using insulating curtains to help keep the cool air from slipping in through the windows. Similarly, on hot days close the curtains at peak sunlight hours to keep the bedroom cool. This small change could save you from having to turn up the heat or air conditioner when you enter your room each night.

The next time you clean out your closet, bring your items to a local thrift store or charity drop-off. You can even ask for a receipt which will make your donation tax-deductible. This way your clothes can extend their lives and stay out of a landfill a bit longer, and you’ll be helping out someone who could use the clothing.

Kitchen

Kitchen appliances offer a lot of opportunity for energy and water waste. When shopping for appliances, seek out appliances that meet Energy Star standards.

When it comes to water, forego the plastic bottles and buy a glass or metal refillable water bottle. Tap filters can greatly improve the taste, and you might find after a few days that you don’t even notice the water tasting differently.

Consider composting kitchen scraps in a composting bin. You can later use this for fertilizing plants in your yard and garden. And, finally, be sure you’re recycling all of your empty food and beverage containers.

Living Room

Is your living room your entertainment center? If so, many of your devices, like cable boxes and streaming media devices, might continue running on “standby mode” wasting electricity. To prevent this, simply plug all of your devices into a power strip and turn it off at night.

Bathroom

Start by using refillable hand soap containers rather than buying a new one each time you run out. This will save you a lot of money in the long run and save you trips to the store as well.

If your hot water takes a long time to heat up and you find yourself running the tap often, consider installing a recirculating water pump in your bathroom.

House-wide improvements

To save on electricity throughout the house, make sure you’re using compact fluorescent bulbs and only keeping the lights on when you’re in the room.

When cleaning, try using non-toxic cleaners or making your own from solutions of water, vinegar, and citrus essentials. 







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